ALPENA, Mich. — If you’re planning to vacation internationally, travel experts recommend purchasing travel medical insurance before you leave. Treatment for injuries sustained while abroad may not be covered by your medical insurance. Dejan Mirkovic, co-founder of Goose Insurance said domestic policies stop at the U.S. boarder. He said this is something many consumers do not realize.
“For many U.S. citizens, their private health plan, including Medicare and Medicaid stops at the U.S. border,” said Mirkovic. “They don’t actually have medical coverage when they’re out of the country,” he said. “If you get sick or injured while out of the country, you may have to pay out of pocket , which can be quite expensive.”
Mirkovic said travel medical insurance works like gap insurance on a new vehicle. He said most policies are relatively inexpensive and can be purchased to cover short or long vacation stays.